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Capital at the best rates.

We compare lenders, prep your docs, and negotiate terms—so you can focus on running the business.

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How it works

Average time to first offer: 24–48h

  1. 1

    Share Your Needs

    Tell us about your business and funding requirements over Chatbot or chat.

  2. 2

    Upload Documents

    Securely send bank statements and basic business documents in the chat.

  3. 3

    Get Matched & Funded

    We present your case, compare terms, and help you close at the best rate, fast.

  • Lower Cost of Capital

    We refinance high-cost debt and match you to better-priced lenders.

  • One-Chat Process

    Everything happens quickly on Chatbot. No portals. No endless forms.

  • Cashback Rewards

    Get 0.5% cashback from us for early or on-time repayment, rewarding good financial behavior.

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Smart Rate Finance

Better-priced SME finance, via Chatbot. Upload a bank statement or answer a few questions — we instantly prepare clean, decision-ready loan packs lenders love.

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