Smart Rate Finance logoSmart Rate Finance
HomeLendersSMEsMarketAbout
Chat with us

Cleaner submissions. Faster Underwriting.

Every Smart Rate Finance pack is enriched, validated, and policy-mapped before it reaches your desk.

Talk to Us

Our Capabilities

Advanced technology and expert processes that transform raw applications into decision-ready loan packages.

Decision-Ready Packs

Complete application files with all required documents, properly formatted, validated, and ready for your decision engine.

Performance Analytics

AI-generated insights from bank statements, trading history, and sector benchmarks for accurate risk modeling.

Enhanced Risk Scoring

Enhanced due diligence with digital footprint analysis, fraud detection, and automated compliance checks.

Why lenders choose Smart Rate Finance

Reduce underwriting time by 70%

Pre-processed applications with all key metrics calculated and risk factors identified for rapid assessment.

Higher quality submissions

Every application is pre-screened for completeness, accuracy, and eligibility before reaching your desk.

Enhanced data insights

AI-powered analytics provide deeper business understanding beyond traditional credit checks and scores.

Smart Rate Finance logo

Smart Rate Finance

Better-priced SME finance, via Chatbot. Upload a bank statement or answer a few questions — we instantly prepare clean, decision-ready loan packs lenders love.

Company

  • About Us
  • Market

Services

  • For Lenders
  • For SMEs
  • Chat with us
ICO RegisteredNACFB Member
Privacy•Terms•Cookies

© 2025 Smart Rate Finance Ltd. All rights reserved.