Better-priced SME finance,
via Chatbot.
Upload a bank statement or answer a few questions — Smart Rate Finance instantly prepares a clean, decision-ready loan pack lenders love.
Hi, I need a business loan
Sure! Upload your bank statement
📄 Document uploaded
✅ Pre-approved! $50,000
Trusted by 500+ SMEs nationwide
Smart Rate Finance — Faster, fairer finance for SMEs
Based in London and ICO-registered, Smart Rate Finance delivers a modern, secure and transparent finance experience. We combine expert advisory with AI-powered processes to help SMEs secure the right funding quickly.
Why Choose Smart Rate Finance?
Chat-native
Everything happens on Chatbot. No forms, no portals, just conversation, enabling quick processing.
Fast decisions
AI-powered document processing and instant lender matching for near real-time offers.
Trusted
ICO registered and NACFB member. Your security and data privacy is our top priority.